KiviBANK
Run bank operations from one centre.
Track accounts and transactions across 25+ banks from a single screen. Link every bank movement to invoices, customer balances and financial records — and let reconciliation run itself.
Capabilities
Account data, payments and reconciliation
25+
banks
Live
transaction feed
Multi
currency & metals
1 API
gateway
🏦Account aggregation
Balances and transactions from every bank in one total, refreshed continuously.
🎯Automatic matching
Incoming payments match open invoices and close customer balances without manual work.
⚖️Reconciliation
Bank, POS and e-document records are compared automatically; differences are listed in one report.
🏛️Tax & social security
Query and pay tax and social-security liabilities straight from the connected account.
💱Multi-currency
TRY, USD, EUR and precious metals with per-currency reporting and total asset view.
🛡️AML & documents
AML checks and document status tracked on each transaction, with an audit trail.
Architecture
API-first, ERP agnostic
Bank data lands in the KiviBANK API Gateway. From there it flows in real time to Kivi API consumers, Kivi SuperApp and KiviERP — or to your own ERP, accounting and treasury systems.
01ConnectRead-only consent per bank; credentials never stored in Kivi.
02NormaliseEvery bank format is mapped to one transaction model with stable fields.
03EnrichKivi AI classifies transactions and suggests the counterparty and document.
04DeliverWebhooks and REST endpoints feed your ERP, BI and treasury tools.
Security
Read-only by design
Consent-based access
Open banking standards with explicit, revocable consent for each account.
No credential storage
Bank credentials are never held by Kivi; access is token based and logged.
Full audit trail
Every read and every payment instruction is logged and exportable.
Bring every bank account into one screen.
We start with a sandbox connection and a sample reconciliation on your own statements.