A New Era for POS: The End of Off-the-Books Trade

The digitisation of trade in Türkiye is no longer a choice — it is a mandatory transformation driven directly by the Revenue Administration. The tax procedure circular on POS arrived in 2019, and the administration has now put forward a draft circular that reshapes payment systems, virtual POS, collection processes and document rules. It is not only taxpayers on stage: banks, payment institutions and POS providers are too.

In short: Whoever the payment is made to, the device must be registered in their name. Running payments through someone else’s POS is becoming a thing of the past.

Why is this changing?

The administration wants to eliminate off-the-books transactions. For years, a mismatch between the owner of the POS device and the party receiving payment created a weakness in tax supervision. Under the new rules:

• Using someone else’s POS device will be prohibited.
• Virtual POS on a website must be registered in the business’s own name.
• Banks providing POS will be obliged to monitor compliance.

What does it mean for businesses?

This applies not only to large companies but to every SMB . The era of “I use my friend’s POS” is over. Who collects the payment, on which device and in whose name, must all be clear.

The trick: making POS and accounting talk

• A payment taken at the POS lands in Kivi instantly.
• E-invoice and e-archive processes start automatically.
• Virtual POS sales flow into stock automatically.
• Who paid what and when is always on record.

Uymazsak ne olur?

Businesses using a POS not registered in their own name may face a tax loss penalty , and banks will be held responsible where they fail to prevent improper POS use. This is an operational risk as much as a financial one.

What should you do now?

• Do you have your own POS device?
• Does every payment land in your system automatically?
• Do you issue invoices in real time?
• Are your e-document processes compliant?
• Can you see who paid what and when?

The new era brings off-the-books trade to an end. Kivi simplifies your whole workflow end to end, from POS to collection and from stock to documents. The payment is yours — and so is the record.